Jumpstart SavePlans

Reach Your Savings Goals with Bae-MSME Fund And Earn Your Chance to Borrow Up-to MK5, 000,000 Save, Save & Secure a Productive Future.

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Let Your Success Soar with us as your financial PARTNER. Stress NO-MORE!

Join the thousands of Malawians with a Digital Fund Wallet.

ATTRACTIVE RATE

SAVINGS INSURED

WIDE CHOICE

UNLOCKING A SAVINGS CULTURE

To promote financial inclusion for youth, create jobs and enable them to reach their ownership goals. Saving with us, you earn the most competitive yet reasonable interest on the market. Furthermore, the Fund lets you borrow funds at cheap rates that let you succeed in your entrepreneurial journey. Are you a Kabaza Rider, Salon Owner, Kaunjika Seller? Just tell us what you do and we will register you with a product that best sorts-out your financial need.

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Jumpstart Save Plans

The Jumpstart Save Plans as the word Jumpstart means, these products have been carefully developed to address the needs of youth and women in specific business sectors. We’re on a mission to simplify access to business assets and digital services so the lives of young people and informal sector entrepreneurs can improve, whilst we build an impactful platform that inspires.

KabazaFinance SavePlan

Designed to help unbanked youth and low-income earners, so they own productive assets and begin to double their income when they become ‘own’ boss. KabazaRiders work as piece workers, yet they can own these assets and change their lives and their community. Yes! They just need support. KabazaRiders can access cheap loans.

Features
  • Save & Borrow scheme. Borrow 3X savings.
  • Joining registration fee MK590. Once off.
  • Riders start to save so they own their means of income.
  • Minimum daily savings from as low as MK600 and more.
  • Administrative weekly fee of MK300.
Eligibility
  • Must have Nzika National ID.
  • Kabaza stage Motorbike rider for over 3 months.
  • Chairman of Riders stage as witness.
  • Must be on Airtel or Mpamba
  • Able to contribute daily or weekly as agreed.
  • The higher the weekly contribution, the quicker you OWN one.
  • Loan money is guaranteed by contributors

Group SaverPlan

Group Saver Plan entails instead of saving as an individual, you can also save under the same umbrella as a group. The advantage is that it’s easy easier to mobilize guarantors. The sense of community also brings you higher prospect to obtain bigger loan and quicker. We call these groups Bae Membership Community, acting institutional. Minimum group savings from as low as MK40,000 and MORE.

As part of group members, you can do more with your money. Invest where it is profitable, save quickly to meet large goals, and help one another with loans when they are most needed. Start saving as whole Family, Company, or Social Group. Save together and reap huge investments. Create your own saving community and support each other. The requirements below are for individuals by group.

Features
  • Minimum monthly contribution of MK6, 500.
  • Administrative monthly fee MK860.
  • Mandatory once off registration fee of MK3, 900 per person.
  • Ordinary Shares 1st Installment of MK3, 500, on registration.
  • Ordinary Shares 2nd Installment of MK3, 500, after 2 months.
  • Ordinary Shares 3rd Installment of MK3, 000, after 3 months.
  • You can also purchase all 5,000 shares at once, @MK2.00 per share.
  • Access credit up to 4X of your saver balance.
  • Up to 5% annual interest on savings.
  • Credit access waiting period, from 120 days.

Micro-Biz Saver

Bae-MSME Fund has launched Micro-Biz SavePlan, as a platform to promote a savings culture among micro and small business owners and to lend-out short term loans for personal and business growth. We want the people we serve to live with dignity and improve their lives.

Features
  • Minimum monthly contribution from as low as MK3, 800.
  • OR Contribute daily as little as MK150 to the money pot.
  • Administrative monthly fee MK500.
  • Mandatory registration fee of MK1, 800
  • Ordinary Shares 1st Installment of MK900, 1 month after registration.
  • Ordinary Shares 2nd Installment of MK900, after 2 months.
  • Ordinary Shares 3rd Installment of MK900, after 3 months.
  • You can also purchase all 1,350 shares at once, @MK2.00 per share.
  • Access credit up to 3X of your saver balance.
  • Up to 4% annual interest on savings.
  • Credit access waiting period, from 90 days.
  • Maximum credit limit; MK500, 000.
  • Top up to access credit, maximum is MK50, 000.

Kolola TermSaver

Kolola Term-SaverPlan is a fixed income investment designed to give you a guaranteed and competitive return on your money. Do you have money that is not productive or you have no plan for it now? Do you want to stack some money and use it in future whilst generating some income?

Investing your money with Kolola Term-Saver is the best economic move when you’re pursuing short-term & long-term goals and for generating flexible retirement income, as it guarantees you a steady and convenient stream of funds. Contact us! Kolola Term-Saver is for you. You also have an OPTION to Save-as-You-Go!

Features
  • Mandatory once-off registration is MK10, 000
  • Flexible investment periods to choose from; 4 – 12 months.
  • You can invest from as little as MK200, 000.
  • Administration fees a meager 1%.
  • The principal and interest earned rolls over on maturity if not claimed.
  • The interest rate is fixed is fixed and guaranteed for the term of the investment, so you don’t stress about the return on investment.
  • Fixed Term and Fixed Rate.
  • Member can use the Kolola wallet as a loan security.
  • Interest forfeiture if you break the saving contract.
  • Competitive interest rates.

Student SavePlan

We all start from somewhere. Most of us started from a desire for to make a difference. Let’s help you prepare for life after college. The student SavePlan is exclusively for higher education students.  This product is the most convenient, fulfilling and the simplest form a student can ever have.

Jumpstarting your future starts with you when you are in high school. It’s not ANYONE’S responsibility to make things RIGHT for you, BUT you only. Let’s start tackling our productive future today with Student SavePlan. Regularly stack some money first before you start spending. This is where you need Student SavePlan as your platform to take you on a journey to a more secure financial future.  

You should occasionally take out some money to live on, but for the most part, you leave it to earn interest and wait for the rainy day. Join millions other savers on the platform, who are earning interest on daily basis, but paid annually.

Build your money pot for the rainy day with Bae-MSME Fund.

Start today, contact us on +265 0884 737 749

Features
  • Your money grows as the Fund pays you interest.
  • This is an account for those who want to move to another level.
  • Mandatory once-off registration fee of MK2, 900.
  • Platform for students above 18 years, with National ID.
  • Commit to contribute from as low as MK2, 800 monthly.
  • Empowering young people to Save, Borrow and Grow is a noble goal.
  • You can save more.
  • No administrative fees. It’s FREE
  • No ledger fees.
  • Great opportunity to join the fund after college with good

Teachers SavePlan

Teachers SavePlan is a product that allows teachers to save for the rainy day. This Teachers finance product takes cheap credit closer to Teachers and others Civil Servants, so they are given equal access to financial opportunity.

With this product, Teachers can now access affordable savings and credit services zero hassle. They will also avoid uncertainty in getting a loan for personal development in addition to preparing for flexible retirement.

Tertiary, Secondary and Primary all included can join as members. We enable you to sort your personal emergency issues in record time, within 48 hours or less. Teachers SavePlan will give you the flexibility you need to take advantage of whatever opportunities come your way. Now take action, JOIN and ensure you create own future. This is like your insurance for your own future. Together we can do so much more!

Features
  • Minimum monthly non-withdrawal contribution is MK11, 500.
  • Joining is easy, just complete membership form.
  • Submit of Pay slip.
  • Mandatory once-off registration fee is MK9, 900.
  • Administrative monthly fee MK800.
  • Ordinary Shares 1st Installment of MK6, 800, 1 month after registration.
  • Ordinary Shares 2nd Installment of MK6, 800, after 3 months.
  • Ordinary Shares 3rd Installment of MK6, 800, after 5 months.
  • You can also purchase all 10,000 shares at once, @MK2.00 per share.
  • Access credit up to 4X of your saver balance.
  • Up to 4.5% annual interest on savings.
  • Credit access waiting period, from 120 days.
  • Maximum credit limit up to; MK2, 500, 000.
  • Top up to access credit, maximum is MK500, 000.

Diaspora SavePlan

Diaspora SavePlan is an investment product for Malawians in Diaspora who have a desire to find a reputable partner back home to manage their financial affairs. BaeMSME Fund promotes savings for you as you reside abroad and in neighboring countries.

Are you a Malawian living in diaspora? Don’t let distance hold you back. With us here, you have the ability to transact, save, borrow and invest in Malawi from anywhere in the WORLD. You can diversify your portfolio with Diaspora SavePklan and Bae-MSME Fund as your financial partner.

Features
  • Minimum monthly contribution from as low as K35, 000.
  • Pay Mandatory registration fee of $25 (MK28, 000) once off.
  • Keep a minimum of USD100, and get a competitive interest rate.
  • There is no maximum you can contribute at any one time.
  • You qualify to borrow after 6 months of consistent savings.
  • Buy 80,000 shares @ price of MK2.00.
  • Access affordable credit 4X your savings.
Benefits
  • You have a reliable partner on the group to help you with financial errands.
  • Access cheap credit from the Fund and other errands services.
  • Loan entitlements of up to 4 times your savings. Big deal
  • Annual interest returns based on Funds profitability.
  • Fixed term interest and fixed rates.

Be Part of the Bae-MSME Fund

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AND Begin To Experience Endless Possibilities